Bestselling & International Award-Winning True Stories About How Our Pets Communicate With Us During Their Life And After Death

Messages and Signs From Our Pets On The Other Side
By Karen A. Anderson

Privacy Policy & Terms of Use

TERMS OF PARTICIPATION

Please READ carefully: by purchasing a product or service you (herein referred to as “Client”) agree to the following terms stated herein.
The following TERMS OF USE and PRIVACY POLICY are subject to change at any time and at the sole discretion of the Site owner and operator. Please visit the site regularly for updates.

DISCLAIMER

Client understands Karen Anderson, dba, Painted Rain Productions, LLC (herein known as Consultant) is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, veterinarian, registered dietician, or financial analyst, psychotherapist or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not act as a veterinarian, doctor, therapist by providing psychoanalysis, psychological counseling or behavioral therapy and any information obtained from this site, consultant, product, service, a session is for informational purposes only.

Terms of Use
Please read the following terms of use relating to your use of this site, and all the sites listed below under my brand, carefully. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this site or any of the Consultant's sites.

OWNERS AND COLLECTORS OF INFORMATION
These terms of use apply to your use of all of the Sites and services owned, hosted, or operated by Consultant (collectively “we,” “us,” or “our”), including the following:

www.animalcommunicating.com
www.KarenAnderson.net
www.theamazingafterlifeofanimals.com
www.hearallcreatures.com
www.animalcommunicationplanet.com
www.animal-communication-planet.teachable.com

These terms of use also apply to any other site that we have owned or operated, do own and operate or may own or operate in the future including social media sites (collectively, the “Sites”). Unless we say otherwise, all references to the Sites in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Sites may link to or direct you to.

If you have any questions about these terms of use you may contact us at:
Karen Anderson
PO BOX 256
Elk WA 99009

karen@karenanderson.net

METHODS OF PAYMENT

If Client elects to pay by monthly installments, Client authorizes the Consultant to charge Client’s credit card or debit card until the stated price is paid in full. If Client elects to pay in full upfront, Client may pay by credit card or debit card or Paypal. Note: Payment plans are not cancelable or refundable after the 30-day refund period. The Client also understands that a member of our team may contact them at any time by email or phone if there is a problem with payment method or if the Client’s account is past due.

Refund Policy:
If for any reason you are not satisfied with a Phone Session, you may stop the session within the first 10 -15 minutes and receive a refund less an admin fee. Sessions beyond the 15-minute mark are non-refundable. The following sessions are non-refundable: Emergency Sessions, Behavior Investigation Sessions, Email Sessions, Lost Pet Sessions.

Online courses offered through www.animal-communication-planet.teachable.com have a 30-day refund policy.

Cancellation policy: Email the office to cancel a session at karen@karenanderson.net. For full refund a 72-hour advanced notice of cancellation required. If less than 72-hours notice a non-refundable fee will apply. If you miss your appointment there will be NO REFUND regardless of the reason.

Rescheduling Process: Reschedule your appointment select the RESCHEDULE button within the link in the Confirmation email and select a new day/time. If less than 72 hours prior you must contact the office to reschedule. A non-refundable rescheduling fee for less than 72-hour notice regardless of the reason.

COUPONS AND DISCOUNT CODES

Coupons and discount codes must be submitted at the time of purchase and may not be applied to past purchases or applied retroactively.

Privacy Policy

In addition to our current privacy policy, the following information shall serve as an addendum to such.
What personal information do we collect?

Karen Anderson collects only names and email addresses via our sign-up forms.

How and why we collect it

We collect your information to offer correspondence, promotions, and offers for the sole purpose of marketing.

How we use it

Your information is only used to send email correspondence.

How we secure it

Your information is secured through our email service provider with a guarantee to be kept safe. We do not intentionally share your information with 3rd parties however based on your actions such as posting a message one of our forums or tagging an image, you control your own privacy. In posting personal information, it is up to you to satisfy yourself about the privacy level of every person who might use it. You may opt out of our emails at any time by simply using the unsubscribe button at the bottom of any of our emails.

CONFIDENTIALITY

The Consultant respects Client’s privacy and insists that Client respects the Consultant's privacy (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Client or Consultant or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, on social media, or otherwise. Client agrees not to use such confidential information in any manner other than in discussion with other Consultant during a session. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft.

Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to: names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, Client will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product or service you agree that if you violate or display any likelihood of violating this session the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

RESTRICTIONS
The contents of our Sites are protected by copyright and trademark laws and are the property of their owners. All information on the Sites is copyrighted by Karen Anderson, dba Painted Rain Productions, LLC. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sell any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

LINKS
These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site.


SUBMISSIONS 

We welcome your comments about any of the Sites, however, we will not review or consider any unsolicited creative submissions or suggestions for topics on our blogs, podcasts, seminars or within our newsletters or products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to the ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials.

If despite our request, you send us any idea, suggestion or material (“Submission”), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you.

FORUMS A “forum” means any blog comments, message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private forums. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner.

You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component.

We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, snarky, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason.

Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, non-exclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed.

You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.

REGISTRATION We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.

DISCLAIMERS The information, services, products, claims, topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites.

Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

We do not endorse, warrant or guarantee any writers, speakers, products or services offered on the Sites or those we link to. We are not a party to and do not monitor, any transaction between users and third-party providers of products or services.

LIMITATION OF LIABILITY Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest blog posters or speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

NO PROFESSIONAL ADVICE The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, veterinarian, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

PARENTAL PERMISSION The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

CONFIDENTIALITY AND NON-COMPETE Users of our Sites hereby understand that the tools, processes, strategies, materials, and information presented on our Sites are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

MISCELLANEOUS These terms will be governed by and construed in accordance with the laws of the State of Washington, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Washington. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.

RELEASE OF LIABILITY:

By scheduling your session/course you hereby release, indemnify, and hold-harmless Karen Anderson, Animal Communicator, psychic medium, dba Painted Rain Productions, LLC and their agents, representatives, assistants, affiliates, employees, contractors, board members, and faculty members, (hereinafter referred to as "Karen Anderson") from any and all liability for any injuries and damages which you,(hereinafter referred to as "Client") client's family, client's guests, or client's animal(s) may suffer, including, without limitation, any injuries and damages resulting from any animal, person, or condition, or due to the negligence or gross negligence and client expressly assumes the risk of any such damage or injury.

Clients must consult their own veterinarians and medical specialists concerning the information obtained during a consultation with their animals. Karen Anderson, DBA Painted Rain Productions, LLC, makes no representations or warranties with respect to any information offered or provided on or through the ANIMALCOMMUNICATING.COM, KARENANDERSON.NET website regarding treatment, action, or application of medication.

Karen Anderson, her successors and/or assigns, DBA Painted Rain Productions, LLC, are not liable for any direct or indirect claim, loss or damage resulting from information obtained during a consultation, use of this website and/or any website(s) linked to/from it. Client acknowledges that, by scheduling a session, they are at least 18 years of age or older, are the authorized Paypal or credit card holder or have full permission to make a payment on this site, under the terms of this Waiver and Release Agreement, Client hereby agrees to and release and relinquish legal rights that client otherwise might hold. Your payment information is not stored on Karen's site and is strictly held to secure encrypted payment processing services of Paypal and Stripe. By scheduling a session you hereby hold Karen Anderson harmless from any identity theft, fraudulent charges by unauthorized persons and accept full responsibility for maintaining and monitoring your credit information. Personal information will never be shared, sold or otherwise communicated to any other entity from this site. Karen Anderson is not responsible for your choices or decisions you make by visiting this site or using any of the services offered in regards to your finances, veterinary care, medical care, legal circumstances, careers, or personal or professional life. Karen Anderson reserves the right to refuse service. By scheduling a session you hereby agree that scenarios obtained from your sessions may be included, printed or discussed in any of Karen's future books, blogs, posts, presentations, films etc, and all names will be changed to protect your privacy and you also hereby agree that no monetary compensation will be given for the use of such scenarios. Under no circumstances will any private or personal information be disclosed. Information obtained from a session, or this site, should not be used in place of any professional medical, financial, and/or legal counseling you would ordinarily seek professional advice. Karen Anderson does not treat illness, diagnose or otherwise provide medical treatments. Sessions are for informational purposes only use your own discretion and common sense when making future decisions.

Terms/fees subject to change without notice.